Affiliate Disclosure

Effective date: July 16, 2026

Short version: Some links on TrueTools.org may be affiliate links. If you click one and make a purchase or sign up for a service, we may earn a commission — at no additional cost to you. This never affects our calculators' math or the recommendations we make.

An affiliate link is a special tracking link to a third-party product or service. If you click that link and later make a qualifying purchase, sign up for a free trial, or complete some other action the merchant defines, TrueTools.org may receive a small commission from that merchant. This is standard practice across the web and is required by the U.S. Federal Trade Commission (FTC) to be clearly disclosed to you.

2. How We Use Affiliate Links

Where affiliate links appear on TrueTools.org, they are limited to products and services genuinely relevant to the calculator or content on that page — for example, a mortgage lender referenced from a mortgage calculator, or a budgeting app referenced from a budget planner. We participate (or may in the future participate) in affiliate programs including, but not limited to, major mortgage/loan referral networks, password manager and security software programs, and general e-commerce affiliate programs such as Amazon Associates.

As of this disclosure's effective date, TrueTools.org's primary revenue comes from display advertising (Google AdSense) rather than affiliate commissions. This page exists so our affiliate policy is transparent and in place before any affiliate links go live, and it will continue to apply to any such links added in the future.

3. Editorial Independence

Whether or not a link earns us a commission has no bearing on the accuracy of our calculators. Every formula on TrueTools.org is built and tested against authoritative sources (IRS, ATO, HMRC, CRA, CDC, WHO, and peer-reviewed research — see our Methodology page) regardless of any commercial relationship. We do not alter calculation results, hide unfavorable options, or recommend a product solely because it pays a higher commission.

4. FTC Compliance

This disclosure is provided in accordance with the FTC's Guides Concerning the Use of Endorsements and Testimonials (16 CFR Part 255) and the FTC Act's prohibition on unfair or deceptive practices. When an affiliate link appears near a calculator's results or in its content section, we include a clear, adjacent disclosure — you should never have to guess whether a link is commercial.

Pages containing affiliate links include an inline disclosure statement (typically directly above or below the relevant links, worded similarly to: "This section may contain affiliate links. We may earn a commission if you make a purchase, at no extra cost to you.") in addition to this site-wide policy page.

6. Our Calculators Are Never Affected

All 355+ calculators on TrueTools.org run entirely in your browser using open, testable formulas. No calculator's math, output, or "best option" logic is ever influenced by affiliate relationships. Affiliate links, where present, are informational recommendations placed alongside a tool — never inside its calculation logic.

7. Questions

If you have questions about a specific link on our site or this disclosure policy, please contact us. See also our Privacy Policy for how we handle cookies and third-party data, and our Methodology page for how our calculators are built and sourced.